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Sell-or-hold analysis
Across the trailing 12 months the Ioniq 5 has held value 2-4 percentage points better than the Model Y, mostly because Hyundai didn't slash new-MSRP as aggressively as Tesla did in 2024-2025. The 60-day forward band below shows whether that gap is widening or closing.
Federal $7,500 leasing-loophole credits favor the Ioniq 5 (assembled in Korea, qualifies only via lease pass-through) while the Model Y qualifies for the credit on purchase. That structural difference shapes how aggressively each is discounted on used lots — Ioniq 5 carries less new-incentive overhang.
Median asking prices aggregated weekly from active dealer and auction listings.
| Week ending | Low (P10) | Expected (P50) | High (P90) |
|---|---|---|---|
| Nov 8, 2026 | $26,714 | $26,970 | $27,224 |
| Nov 15, 2026 | $26,606 | $26,958 | $27,298 |
| Nov 22, 2026 | $26,572 | $26,981 | $27,379 |
| Nov 29, 2026 | $26,470 | $26,946 | $27,403 |
| Dec 6, 2026 | $26,401 | $26,923 | $27,422 |
| Dec 13, 2026 | $26,351 | $26,918 | $27,462 |
| Dec 20, 2026 | $26,314 | $26,926 | $27,505 |
| Dec 27, 2026 | $26,256 | $26,913 | $27,524 |
On residual value, yes by a small margin. On charging network access, no — Tesla's Supercharger network is now NACS-open but Ioniq 5 adapter rollout has been uneven. On ride quality and interior, Ioniq 5 generally wins on subjective reviews; Model Y wins on software polish.
Very little. The Ioniq 5 N is a halo trim with limited inventory; it pulls in enthusiast buyers who weren't cross-shopping standard trims. Halo trims rarely depress mainstream-trim residuals.
Buying used captures the depreciation curve that's already been taken. Leasing used is unusual but available — leases on used EVs often have higher money factors. If the 60-day forecast band is flat, buying used is the cleaner financial move; if it's falling, waiting 90 days is worth more than the rate difference.
The next step is a 30–60 day market-risk review of five vehicles, read alongside the valuation tools you already use.
Last updated November 1, 2026. Forecast refreshes weekly from live dealer listings.
Forecasts and trend classifications are informational analytics only and do not constitute financial advice or a recommendation to purchase, hold, or sell any vehicle. Individual market conditions vary.